Independence of thought through transparent remuneration
We only work on a fixed fee basis, once we know your objectives and the work that we will undertake. We will provide you with a proposal, in which we quote the number of hours, complexity and regulation risk, thus giving you clarity over the work and the fee. We will of course, discuss your payment options with you and answer any questions you may have.
As independent planners, we work with all product manufacturers and we are able to select the most appropriate solution from across the market.
Following our first contact, we will send you a Welcome Pack and organise a meeting in order to discuss your requirements and objectives.
The Relationship: Initial Meeting
Having discussed your financial planning needs, if appropriate, we will prepare a proposal for the work we propose to undertake on your behalf.
The Knowledge: Proposal Meeting
We will meet you to present our proposal for the development and presentation of your financial plan.
The Analysis & The Presentation
If you see value in our proposal and engage Concept Financial Planning we will require your acceptance form in order to proceed with building your financial plan.
Once your financial plan is ready we will meet with you to present your plan and your strategy for the future.
If actions are required – we will prepare a proposal to implement our recommendations: a proposal will be produced
If no further action is required: no fee
The Plan Implementation
Upon receiving your acceptance, we will action the agreed recommendations.
Once all of the actions have been completed, we will meet you and discuss the opportunity to join the Concept Membership.
A proposal will be produced
The Concept Membership
The aim of Membership is to keep you on track to meet your objectives and benefit from the ongoing monitoring of your portfolio.
We have four levels of membership to cater for all our clients according to their circumstances and needs.
Our ethos is to provide you with a complete understanding of our fees before we start working on your behalf.